Maturity Surrender Value Benefits
"jeevan saral calculator"
Maturity illustration chart

Jeevan Saral Chart

The benefit illustration chart is given below. The is just to understand the benefits and features of the policy.

Jeevan Saral Plan Presentation
Name Mr ABC
Term 25 Years
Premium Budget P.M. Rs. 2000
Term Rider 0
DAB 500000
Total Installment Premium 24020
Sec 80C Investment Limit 100000
Age 30 Years
Mode Yearly
Installment Premium 23520
Term Rider Premium 0
DAB Bremium 500
Total Annual Premium 24020
Sec 80C Tax Savings 30.90%
Year Age Annual Premium Guaran-teed
Variable
Total
Scen-ario1 Scen-ario2 Scen-ario1 Scen-ario2
2012 30
24020
0
0
0
0
0
2013 31
24020
0
0
0
0
0
2014 32
24020
40976
0
0
40976
40976
2015 33
24020
65592
0
0
65592
65592
2016 34
24020
94520
0
0
94520
94520
2017 35
24020
117580
0
0
117580
117580
2018 36
24020
141620
0
0
141620
141620
2019 37
24020
166680
0
0
166680
166680
2020 38
24020
192940
0
0
192940
192940
2021 39
24020
221060
35000
90000
256060
311060
2022 40
24020
250980
40000
100000
290980
350980
2023 41
24020
280920
45500
115000
326420
395920
2024 42
24020
313280
51500
137500
364780
450780
2025 43
24020
348020
58000
167500
406020
515520
2026 44
24020
386000
65000
205000
451000
591000
2027 45
24020
417660
74000
247500
491660
665160
2028 46
24020
449500
86000
297500
535500
747000
2029 47
24020
481820
102000
355000
583820
836820
2030 48
24020
514160
123000
422500
637160
936660
2031 49
24020
546900
150000
500000
696900
1046900
2032 50
24020
579500
180000
587500
759500
1167000
2033 51
24020
612400
212500
685000
824900
1297400
2034 52
24020
644940
247500
795000
892440
1439940
2035 53
24020
677660
285000
917500
962660
1595160
2036 54
24020
709840
325000
1055000
1034840
1764840
TOTAL
600500
Note : The figures in columns Scenario 1 and Scenario 2 above are non guaranteed. They are estimated on the assumption of LIC’s projected investment rate of return of 6% and 10% respectively on the investible portion of the premium. The Investible portion of the premium is calculated as per LIC's benefit Illustration. The above statement is based on certain assumptions which are liable to change according to Government/Corporation's policies. The above illustration is generated for 30 years old person having monthly premium budget of Rs. 2000.

        

Comments

Please email me plan information for age-21 years. I am working in a private form and my annual package is not more than Rs. 300000. Do you need income proof like salary slip or appointment letter issued by my employer. My premium budget is not more than 500 Rs per month. What I will get at the end of 25 and 35 years. My friend who has taken the same plan told me that I can choose the maximum term i.e. 35 years and mature the policy at any time after 10 years. Is that true? Can email me the details. -- Sameer Saxena -- AUGUST 15, 2013 AT 10:21 PM

I am located here in Navi Mumbai , I have taken this plan a long back but I have misplaced the papers given by an agent about plan details and maturity benefits. Can you please send me Jeevan Saral chart from where I can get all information about my policy. My age at the time of taking policy was 29 years and premium chosen is Rs. 5104 per month. That is with double accident benefit rider. Thank you in advance. Look forward to hear from you. -- Mrs Pal -- AUGUST 17, 2013 AT 09:23 PM

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Note

The primary objective of this benefit illustration is that the customer is able to appreciate the options of the plan and the flow of added benefits in various situations with some amount of quantification.


This presentation is appropriate to a non-smoker male / female normal (from health-related, way of life and profession point of view) life.